Online Credit & Debit Card Payment Services
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| Complete Hosted Payment Solution |
Now, if you have a PC, you can take credit payments – quickly and securely,
anywhere, anytime – without a major investment of money or effort. Virtual
Merchant is a complete hosted payment solution that instantly transforms your
PCs into “virtual” payment terminals, accepting all credit cards.
Virtual Merchant is designed to accommodate organizations of any size in any
business segment and process transactions in these environments:
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Physical face-to-face
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Mail order
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Telephone order
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Virtually Everything
Virtually Anywhere
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Benefits at a Glance
Versatile & Flexible
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Turns any PC into a virtual payment solution in both physical (face-to-face) and mail order/telephone order (MO/TO) environments
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Processes credit cards
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Supports real-time processing and also features a highly efficient multiple-entry mode for key entering a series of non-real-time transactions
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Accommodates an unlimited number of users, departments, and Merchant IDs and easily scales over time, making Virtual Merchant ideal for any size
business and any number of locations
- Allows smaller businesses to leverage existing PCs to handle all their accounting, inventory management, and payment processing needs
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Eliminates fees for software upgrades, new releases, and technical support – all of which are provided as part of the hosted service – greatly reducing the total cost of ownership
Powerful, Secure Data Management
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Fully-hosted solution minimizes your security liability and ensures card association regulations and standards are met – without the need for expensive compliance audits
- Exports comma separated value (CSV) data into other applications for further analysis or tracking
- Maintains a detailed, 12-month history and supplies powerful, easy-to-use tools to identify trends and analyze transactions over time
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Employs the latest SSL certificate encryption technologies to ensure transactions are processed in a safe and secure manner
- Can be easily configured to ensure users only view and have access to appropriate data and reports
Efficient & Cost-Effective
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Leverages your existing PCs and Internet connections, eliminating the expense of investing in dedicated payment terminals and telephone lines
- Processes transactions in as little as three seconds over an always on, high-speed Internet connection
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Enables you to process authorizations at the time of sale, but submit transactions for settlement at a later date, without re-keying the transaction data – ideal for MO/TO or delayed delivery environments
Reliable & Easy to Use
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Can be quickly and easily accessed from any PC with an Internet connection, using a secure login; no hardware specifications, network infrastructure, or software installation required
- Relies on a familiar browser-based interface, making screens very easy to navigate
- Offers instant assistance when needed using screen-sensitive “help”
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Supports widely used extensible Markup Language (XML) as well as http post integration, for easy integration into most web-based environments
- Supports a variety of peripherals, including mag-stripe readers, PIN pads and receipt printers
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